{
  "dataset": "tx_health_rating_areas",
  "description": "Texas ACA individual/small-group geographic rating areas mapped to counties. Effective for plan years beginning on or after 2023-01-01.",
  "source": "28 Tex. Admin. Code \u00a73.504 (current through Reg. 50, No. 26; June 27, 2025); cross-reference: CMS 'State Specific Geographic Rating Areas' (cms.gov/cciio/programs-and-initiatives/health-insurance-market-reforms/tx-gra)",
  "verified": "2026-08-27",
  "verification_notes": "27 rating areas; 254 county assignments = all Texas counties, each assigned exactly once (validated programmatically). Houston metro is split across areas 10, 26, 27. No residual non-MSA area since PY2023.",
  "join_key_note": "Rate PUF field RatingAreaId is formatted like 'Rating Area 10'; join on integer part.",
  "rating_areas": [
    {
      "rating_area_id": 1,
      "puf_rating_area_label": "Rating Area 1",
      "name": "Abilene",
      "county_count": 18,
      "counties": [
        "Brown",
        "Callahan",
        "Coleman",
        "Comanche",
        "Eastland",
        "Fisher",
        "Haskell",
        "Jones",
        "Kent",
        "Mitchell",
        "Nolan",
        "Runnels",
        "Scurry",
        "Shackelford",
        "Stephens",
        "Stonewall",
        "Taylor",
        "Throckmorton"
      ]
    },
    {
      "rating_area_id": 2,
      "puf_rating_area_label": "Rating Area 2",
      "name": "Amarillo",
      "county_count": 26,
      "counties": [
        "Armstrong",
        "Briscoe",
        "Carson",
        "Castro",
        "Childress",
        "Collingsworth",
        "Dallam",
        "Deaf Smith",
        "Donley",
        "Gray",
        "Hall",
        "Hansford",
        "Hartley",
        "Hemphill",
        "Hutchinson",
        "Lipscomb",
        "Moore",
        "Ochiltree",
        "Oldham",
        "Parmer",
        "Potter",
        "Randall",
        "Roberts",
        "Sherman",
        "Swisher",
        "Wheeler"
      ]
    },
    {
      "rating_area_id": 3,
      "puf_rating_area_label": "Rating Area 3",
      "name": "Austin",
      "county_count": 10,
      "counties": [
        "Bastrop",
        "Blanco",
        "Burnet",
        "Caldwell",
        "Fayette",
        "Hays",
        "Lee",
        "Llano",
        "Travis",
        "Williamson"
      ]
    },
    {
      "rating_area_id": 4,
      "puf_rating_area_label": "Rating Area 4",
      "name": "Beaumont",
      "county_count": 15,
      "counties": [
        "Angelina",
        "Hardin",
        "Houston",
        "Jasper",
        "Jefferson",
        "Nacogdoches",
        "Newton",
        "Orange",
        "Polk",
        "Sabine",
        "San Augustine",
        "San Jacinto",
        "Shelby",
        "Trinity",
        "Tyler"
      ]
    },
    {
      "rating_area_id": 5,
      "puf_rating_area_label": "Rating Area 5",
      "name": "Brownsville",
      "county_count": 3,
      "counties": [
        "Cameron",
        "Kenedy",
        "Willacy"
      ]
    },
    {
      "rating_area_id": 6,
      "puf_rating_area_label": "Rating Area 6",
      "name": "College Station",
      "county_count": 8,
      "counties": [
        "Brazos",
        "Burleson",
        "Grimes",
        "Leon",
        "Madison",
        "Milam",
        "Robertson",
        "Washington"
      ]
    },
    {
      "rating_area_id": 7,
      "puf_rating_area_label": "Rating Area 7",
      "name": "Corpus Christi",
      "county_count": 8,
      "counties": [
        "Aransas",
        "Bee",
        "Jim Wells",
        "Kleberg",
        "Live Oak",
        "Nueces",
        "Refugio",
        "San Patricio"
      ]
    },
    {
      "rating_area_id": 8,
      "puf_rating_area_label": "Rating Area 8",
      "name": "Dallas",
      "county_count": 7,
      "counties": [
        "Collin",
        "Dallas",
        "Ellis",
        "Hunt",
        "Kaufman",
        "Navarro",
        "Rockwall"
      ]
    },
    {
      "rating_area_id": 9,
      "puf_rating_area_label": "Rating Area 9",
      "name": "El Paso",
      "county_count": 6,
      "counties": [
        "Brewster",
        "Culberson",
        "El Paso",
        "Hudspeth",
        "Jeff Davis",
        "Presidio"
      ]
    },
    {
      "rating_area_id": 10,
      "puf_rating_area_label": "Rating Area 10",
      "name": "Houston",
      "county_count": 2,
      "counties": [
        "Galveston",
        "Harris"
      ]
    },
    {
      "rating_area_id": 11,
      "puf_rating_area_label": "Rating Area 11",
      "name": "Killeen/Temple",
      "county_count": 6,
      "counties": [
        "Bell",
        "Coryell",
        "Hamilton",
        "Lampasas",
        "Mills",
        "San Saba"
      ]
    },
    {
      "rating_area_id": 12,
      "puf_rating_area_label": "Rating Area 12",
      "name": "Laredo",
      "county_count": 5,
      "counties": [
        "Duval",
        "Jim Hogg",
        "McMullen",
        "Webb",
        "Zapata"
      ]
    },
    {
      "rating_area_id": 13,
      "puf_rating_area_label": "Rating Area 13",
      "name": "Longview",
      "county_count": 6,
      "counties": [
        "Gregg",
        "Harrison",
        "Marion",
        "Panola",
        "Rusk",
        "Upshur"
      ]
    },
    {
      "rating_area_id": 14,
      "puf_rating_area_label": "Rating Area 14",
      "name": "Lubbock",
      "county_count": 15,
      "counties": [
        "Bailey",
        "Cochran",
        "Crosby",
        "Dickens",
        "Floyd",
        "Garza",
        "Hale",
        "Hockley",
        "King",
        "Lamb",
        "Lubbock",
        "Lynn",
        "Motley",
        "Terry",
        "Yoakum"
      ]
    },
    {
      "rating_area_id": 15,
      "puf_rating_area_label": "Rating Area 15",
      "name": "McAllen",
      "county_count": 3,
      "counties": [
        "Brooks",
        "Hidalgo",
        "Starr"
      ]
    },
    {
      "rating_area_id": 16,
      "puf_rating_area_label": "Rating Area 16",
      "name": "Midland/Odessa",
      "county_count": 17,
      "counties": [
        "Andrews",
        "Borden",
        "Crane",
        "Dawson",
        "Ector",
        "Gaines",
        "Glasscock",
        "Howard",
        "Loving",
        "Martin",
        "Midland",
        "Pecos",
        "Reeves",
        "Terrell",
        "Upton",
        "Ward",
        "Winkler"
      ]
    },
    {
      "rating_area_id": 17,
      "puf_rating_area_label": "Rating Area 17",
      "name": "San Angelo",
      "county_count": 13,
      "counties": [
        "Coke",
        "Concho",
        "Crockett",
        "Irion",
        "Kimble",
        "Mason",
        "McCulloch",
        "Menard",
        "Reagan",
        "Schleicher",
        "Sterling",
        "Sutton",
        "Tom Green"
      ]
    },
    {
      "rating_area_id": 18,
      "puf_rating_area_label": "Rating Area 18",
      "name": "San Antonio",
      "county_count": 21,
      "counties": [
        "Atascosa",
        "Bandera",
        "Bexar",
        "Comal",
        "Dimmit",
        "Edwards",
        "Frio",
        "Gillespie",
        "Gonzales",
        "Guadalupe",
        "Kendall",
        "Kerr",
        "Kinney",
        "La Salle",
        "Maverick",
        "Medina",
        "Real",
        "Uvalde",
        "Val Verde",
        "Wilson",
        "Zavala"
      ]
    },
    {
      "rating_area_id": 19,
      "puf_rating_area_label": "Rating Area 19",
      "name": "Sherman/Dennison",
      "county_count": 3,
      "counties": [
        "Cooke",
        "Fannin",
        "Grayson"
      ]
    },
    {
      "rating_area_id": 20,
      "puf_rating_area_label": "Rating Area 20",
      "name": "Texarkana",
      "county_count": 10,
      "counties": [
        "Bowie",
        "Camp",
        "Cass",
        "Delta",
        "Franklin",
        "Hopkins",
        "Lamar",
        "Morris",
        "Red River",
        "Titus"
      ]
    },
    {
      "rating_area_id": 21,
      "puf_rating_area_label": "Rating Area 21",
      "name": "Tyler",
      "county_count": 7,
      "counties": [
        "Anderson",
        "Cherokee",
        "Henderson",
        "Rains",
        "Smith",
        "Van Zandt",
        "Wood"
      ]
    },
    {
      "rating_area_id": 22,
      "puf_rating_area_label": "Rating Area 22",
      "name": "Victoria",
      "county_count": 7,
      "counties": [
        "Calhoun",
        "DeWitt",
        "Goliad",
        "Jackson",
        "Karnes",
        "Lavaca",
        "Victoria"
      ]
    },
    {
      "rating_area_id": 23,
      "puf_rating_area_label": "Rating Area 23",
      "name": "Waco",
      "county_count": 6,
      "counties": [
        "Bosque",
        "Falls",
        "Freestone",
        "Hill",
        "Limestone",
        "McLennan"
      ]
    },
    {
      "rating_area_id": 24,
      "puf_rating_area_label": "Rating Area 24",
      "name": "Wichita Falls",
      "county_count": 12,
      "counties": [
        "Archer",
        "Baylor",
        "Clay",
        "Cottle",
        "Foard",
        "Hardeman",
        "Jack",
        "Knox",
        "Montague",
        "Wichita",
        "Wilbarger",
        "Young"
      ]
    },
    {
      "rating_area_id": 25,
      "puf_rating_area_label": "Rating Area 25",
      "name": "Fort Worth",
      "county_count": 9,
      "counties": [
        "Denton",
        "Erath",
        "Hood",
        "Johnson",
        "Palo Pinto",
        "Parker",
        "Somervell",
        "Tarrant",
        "Wise"
      ]
    },
    {
      "rating_area_id": 26,
      "puf_rating_area_label": "Rating Area 26",
      "name": "Houston SW",
      "county_count": 7,
      "counties": [
        "Austin",
        "Brazoria",
        "Colorado",
        "Fort Bend",
        "Matagorda",
        "Waller",
        "Wharton"
      ]
    },
    {
      "rating_area_id": 27,
      "puf_rating_area_label": "Rating Area 27",
      "name": "Houston NE",
      "county_count": 4,
      "counties": [
        "Chambers",
        "Liberty",
        "Montgomery",
        "Walker"
      ]
    }
  ]
}