Texas · Rating Area 18 · Plan year 2026
Health insurance cost in Bexar County
Insurers filed 123 individual marketplace plans that are actually sold in Bexar County — from 9 companies. For a 40-year-old non-smoker, prices start at $397.16 a month, with a typical (median) plan at $634.40 — about $32 below the Texas median.
Source: CMS Exchange Public Use Files · imported 2026-07-28 · methodology
Premiums by age in Bexar County
| Age | Lowest / month | Median / month |
|---|---|---|
| 21 | $310.77 | $496.40 |
| 30 | $352.72 | $563.41 |
| 40 | $397.16 | $634.40 |
| 50 | $555.04 | $886.57 |
| 60 | $843.43 | $1347.22 |
One non-smoking adult, all metal levels combined. Federal rules cap the 64-year-old price at three times the 21-year-old price — see the full Texas age curve.
By metal level (age 40)
| Metal level | Plans | Lowest | Median |
|---|---|---|---|
| Catastrophic | 2 | $397.16 | $473.21 |
| Bronze | 3 | $411.55 | $455.12 |
| Expanded Bronze | 29 | $418.02 | $472.35 |
| Silver | 46 | $636.02 | $705.66 |
| Gold | 43 | $532.43 | $600.05 |
Higher metal = higher premium but lower costs when you use care. If your income qualifies for cost-sharing reductions, they apply only on Silver plans — a Silver plan can then beat Bronze on total cost.
Cheapest plans at age 40
| Insurer | Plan | Metal | Monthly |
|---|---|---|---|
| WellPoint | Wellpoint Essential Catastrophic (+ Incentives) | Catastrophic · HMO | $397.16 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Bronze | Bronze · HMO | $411.55 |
| WellPoint | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + In | Expanded Bronze · HMO | $418.02 |
| WellPoint | Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select D | Expanded Bronze · HMO | $423.71 |
| WellPoint | Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 | Expanded Bronze · HMO | $424.97 |
Lowest premium is not always lowest total cost — check deductibles and networks before choosing. Catastrophic plans have enrollment restrictions above age 30.
Who sells here
UnitedHealthcare (25 plans) · Oscar Insurance Company (23 plans) · Blue Cross and Blue Shield of Texas (22 plans) · WellPoint (21 plans) · Ambetter from Superior HealthPlan (12 plans) · Baylor Scott and White Health Plan (9 plans) · Imperial Insurance Companies, Inc. (7 plans) · Community First (4 plans)
No insurer covers all of Texas, so this line-up is specific to Bexar County. Compare nearby markets: Harris County · Dallas County · Tarrant County · Travis County · Collin County · Denton County · Hidalgo County · El Paso County · Fort Bend County · Montgomery County · Williamson County · Cameron County · Nueces County · Brazoria County · Bell County · Galveston County · Lubbock County · Webb County · Jefferson County · McLennan County · Smith County · Brazos County · Hays County · Ellis County — or the statewide view.