Texas · Rating Area 12 · Plan year 2026
Health insurance cost in Webb County
Insurers filed 45 individual marketplace plans that are actually sold in Webb County — from 3 companies. For a 40-year-old non-smoker, prices start at $574.02 a month, with a typical (median) plan at $682.93 — about $17 above the Texas median.
Source: CMS Exchange Public Use Files · imported 2026-07-28 · methodology
Premiums by age in Webb County
| Age | Lowest / month | Median / month |
|---|---|---|
| 21 | $449.16 | $534.38 |
| 30 | $509.79 | $606.51 |
| 40 | $574.02 | $682.93 |
| 50 | $802.19 | $954.39 |
| 60 | $1219.01 | $1450.28 |
One non-smoking adult, all metal levels combined. Federal rules cap the 64-year-old price at three times the 21-year-old price — see the full Texas age curve.
By metal level (age 40)
| Metal level | Plans | Lowest | Median |
|---|---|---|---|
| Catastrophic | 1 | $597.99 | $597.99 |
| Bronze | 3 | $574.02 | $590.82 |
| Expanded Bronze | 7 | $599.77 | $620.27 |
| Silver | 17 | $648.73 | $898.18 |
| Gold | 17 | $593.12 | $782.10 |
Higher metal = higher premium but lower costs when you use care. If your income qualifies for cost-sharing reductions, they apply only on Silver plans — a Silver plan can then beat Bronze on total cost.
Cheapest plans at age 40
| Insurer | Plan | Metal | Monthly |
|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze · HMO | $574.02 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ 301 | Bronze · HMO | $590.82 |
| Ambetter from Superior HealthPlan | Standard Gold | Gold · EPO | $593.12 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold · EPO | $595.86 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 305 | Bronze · POS | $596.51 |
Lowest premium is not always lowest total cost — check deductibles and networks before choosing. Catastrophic plans have enrollment restrictions above age 30.
Who sells here
Blue Cross and Blue Shield of Texas (19 plans) · UnitedHealthcare (14 plans) · Ambetter from Superior HealthPlan (12 plans)
No insurer covers all of Texas, so this line-up is specific to Webb County. Compare nearby markets: Harris County · Dallas County · Tarrant County · Bexar County · Travis County · Collin County · Denton County · Hidalgo County · El Paso County · Fort Bend County · Montgomery County · Williamson County · Cameron County · Nueces County · Brazoria County · Bell County · Galveston County · Lubbock County · Jefferson County · McLennan County · Smith County · Brazos County · Hays County · Ellis County — or the statewide view.