Texas · Rating Area 26 · Plan year 2026
Health insurance cost in Brazoria County
Insurers filed 82 individual marketplace plans that are actually sold in Brazoria County — from 6 companies. For a 40-year-old non-smoker, prices start at $451.09 a month, with a typical (median) plan at $655.76 — about $10 below the Texas median.
Source: CMS Exchange Public Use Files · imported 2026-07-28 · methodology
Premiums by age in Brazoria County
| Age | Lowest / month | Median / month |
|---|---|---|
| 21 | $352.98 | $513.12 |
| 30 | $400.62 | $582.39 |
| 40 | $451.09 | $655.76 |
| 50 | $630.40 | $916.44 |
| 60 | $957.95 | $1392.60 |
One non-smoking adult, all metal levels combined. Federal rules cap the 64-year-old price at three times the 21-year-old price — see the full Texas age curve.
By metal level (age 40)
| Metal level | Plans | Lowest | Median |
|---|---|---|---|
| Catastrophic | 2 | $451.99 | $480.19 |
| Bronze | 2 | $465.24 | $539.60 |
| Expanded Bronze | 23 | $451.09 | $492.96 |
| Silver | 28 | $648.75 | $760.96 |
| Gold | 27 | $616.79 | $653.79 |
Higher metal = higher premium but lower costs when you use care. If your income qualifies for cost-sharing reductions, they apply only on Silver plans — a Silver plan can then beat Bronze on total cost.
Cheapest plans at age 40
| Insurer | Plan | Metal | Monthly |
|---|---|---|---|
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze · EPO | $451.09 |
| WellPoint | Wellpoint Essential Catastrophic (+ Incentives) | Catastrophic · HMO | $451.99 |
| UnitedHealthcare | UHC Kelsey-Seybold Bronze Copay Focus $0 Indiv Med Ded | Expanded Bronze · HMO | $452.85 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze · HMO | $465.24 |
| Oscar Insurance Company | Bronze Classic Standard | Expanded Bronze · EPO | $466.51 |
Lowest premium is not always lowest total cost — check deductibles and networks before choosing. Catastrophic plans have enrollment restrictions above age 30.
Who sells here
WellPoint (21 plans) · Blue Cross and Blue Shield of Texas (16 plans) · UnitedHealthcare (15 plans) · Ambetter from Superior HealthPlan (12 plans) · Oscar Insurance Company (12 plans) · Community Health Choice (6 plans)
No insurer covers all of Texas, so this line-up is specific to Brazoria County. Compare nearby markets: Harris County · Dallas County · Tarrant County · Bexar County · Travis County · Collin County · Denton County · Hidalgo County · El Paso County · Fort Bend County · Montgomery County · Williamson County · Cameron County · Nueces County · Bell County · Galveston County · Lubbock County · Webb County · Jefferson County · McLennan County · Smith County · Brazos County · Hays County · Ellis County — or the statewide view.